Fintech and the future of financial service : a literature review and research agenda

Abstract

The rise of fintech in the past decade has received growing scholarly attention. This paper surveys fintech-related articles published in the leading finance, accounting, and management journals from 2010 to 2019. It aims to generate a taxonomy of fintech and accumulate knowledge in the fields of text analytics, algorithmic trading, fintech lending, crowdfunding, blockchain, cryptocurrencies, and the use of artificial intelligence in financial services. Critical reflections are also presented, and future research agendas in fintech are suggested.